There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Behala Manirtat branch in South 24 Parganas, Manirtat, West Bengal, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in South 24 Parganas or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code IDIB000M616. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Behala Manirtat, South 24 Parganas

Below in the table are the key details related to IFSC Code IDIB000M616 of Indian Bank for its branch located in South 24 Parganas, within the district of Manirtat in the state of West Bengal.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000M616
Branch Behala Manirtat
City South 24 Parganas
District Manirtat
State West Bengal
Address Vill Po Madhya Manirtat Ps Jaynagar Ps Jaynagar Manirtat Manirtat Pin 743349

These details helps users in online banking and for businesses and individuals who use Indian Bank in South 24 Parganas for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M616 for the Behala Manirtat branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Behala Manirtat, South 24 Parganas, West Bengal, are given a unique IFSC like IDIB000M616 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in South 24 Parganas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like South 24 Parganas and Manirtat.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Behala Manirtat goes to the correct branch. This is important because Indian Bank has thousands of branches in West Bengal and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000M616

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Behala Manirtat in South 24 Parganas.

For example, the IFSC Code IDIB000M616 of Indian Bank for the Behala Manirtat branch includes these elements, identifying the bank and the branch location in South 24 Parganas and West Bengal accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000M616 of Indian Bank for its Behala Manirtat branch located in South 24 Parganas, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in South 24 Parganas and Manirtat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Behala Manirtat or South 24 Parganas to get the exact IFSC Code IDIB000M616.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and South 24 Parganas that will provide accurate information.

How to Use IFSC Code IDIB000M616 for Online Transfers?

If you have the IFSC Code IDIB000M616 for the Behala Manirtat branch of Indian Bank in South 24 Parganas, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000M616. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000M616.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Behala Manirtat in South 24 Parganas, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Behala Manirtat, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in South 24 Parganas to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Behala Manirtat, South 24 Parganas?

The IFSC Code is IDIB000M616.

Is the IFSC Code IDIB000M616 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Behala Manirtat?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Behala Manirtat branch?

The address of the branch is Vill Po Madhya Manirtat Ps Jaynagar Ps Jaynagar Manirtat Manirtat Pin 743349 located in South 24 Parganas, Manirtat, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.