The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Dhekiajuli branch in Sonitpur, Dhekiajuli, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Sonitpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000D060. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Dhekiajuli, Sonitpur

Below in the table are the key details related to IFSC Code IDIB000D060 of Indian Bank for its branch located in Sonitpur, within the district of Dhekiajuli in the state of Assam.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000D060
Branch Dhekiajuli
City Sonitpur
District Dhekiajuli
State Assam
Address Thakurbari Main Road Nh 15 Dhekiajuli Dhekiajuli Pin 784110

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Sonitpur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D060 for the Dhekiajuli branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Dhekiajuli, Sonitpur, Assam, are allotted a unique IFSC like IDIB000D060 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sonitpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sonitpur and Dhekiajuli.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Dhekiajuli reaches the right place, even though there are thousands of branches in Assam and across India.

Format of the IFSC Code IDIB000D060

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhekiajuli in Sonitpur.

For example, the IFSC Code IDIB000D060 of Indian Bank for the Dhekiajuli branch includes these elements, identifying the bank and the branch location in Sonitpur and Assam correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000D060 of Indian Bank for its Dhekiajuli branch located in Sonitpur, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Sonitpur and Dhekiajuli, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Dhekiajuli or Sonitpur to get the exact IFSC Code IDIB000D060.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Sonitpur, then it will provide you proper information.

How to Use IFSC Code IDIB000D060 for Online Transfers?

Once you have the IFSC Code IDIB000D060 for the Dhekiajuli branch of Indian Bank in Sonitpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000D060. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000D060.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Dhekiajuli in Sonitpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Dhekiajuli, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Sonitpur manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Dhekiajuli Sonitpur?

The IFSC Code of the Dhekiajuli Sonitpur branch is IDIB000D060.

Is IFSC Code IDIB000D060 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Dhekiajuli branch?

The branch is located at Thakurbari Main Road Nh 15 Dhekiajuli Dhekiajuli Pin 784110.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.