There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Duraval Khurd branch in Sonbhadra, Duraval Khurd, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Sonbhadra or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000D683. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Duraval Khurd, Sonbhadra
The table below shows the main details of the IFSC Code IDIB000D683 for the Indian Bank branch in Sonbhadra, which falls under the Duraval Khurd district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D683 |
| Branch | Duraval Khurd |
| City | Sonbhadra |
| District | Duraval Khurd |
| State | Uttar Pradesh |
| Address | Vill Duraval Khurd Po Rajpur Duraval Khurd Rajpur Pin 231206 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Sonbhadra for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D683 for the Duraval Khurd branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Duraval Khurd, Sonbhadra, Uttar Pradesh, is provided a unique IFSC like IDIB000D683 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Sonbhadra.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sonbhadra and Duraval Khurd.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Duraval Khurd do not get misguided to another person.
Format of the IFSC Code IDIB000D683
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Duraval Khurd in Sonbhadra.
For example, the IFSC Code IDIB000D683 of Indian Bank for the Duraval Khurd branch includes these elements, identifying the bank and the branch location in Sonbhadra and Uttar Pradesh accurately.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000D683 of Indian Bank for its Duraval Khurd branch located in Sonbhadra, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Sonbhadra and Duraval Khurd, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Duraval Khurd or Sonbhadra to find the exact IFSC Code IDIB000D683.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Sonbhadra will provide accurate information.
How to Use IFSC Code IDIB000D683 for Online Transfers?
Once you have the IFSC Code IDIB000D683 for the Duraval Khurd branch of Indian Bank in Sonbhadra, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D683. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000D683.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Duraval Khurd in Sonbhadra may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Duraval Khurd, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sonbhadra manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D683.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Duraval Khurd Po Rajpur Duraval Khurd Rajpur Pin 231206 located in Sonbhadra, Duraval Khurd, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.