There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Tambaur branch in Sitapur, Tambaur, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Sitapur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000T205. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Tambaur, Sitapur

The table below shows the main details of the IFSC Code IDIB000T205 for the Indian Bank branch in Sitapur, which falls under the Tambaur district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T205
Branch Tambaur
City Sitapur
District Tambaur
State Uttar Pradesh
Address Rishna Pal Singh Pg College Tambaur Behta Pakori Tambaur Behta Pakori Pin 261208

These details helps users in online banking and for businesses and individuals who use Indian Bank in Sitapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T205 for the Tambaur branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Tambaur, Sitapur, Uttar Pradesh, is provided with a unique IFSC like IDIB000T205 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Sitapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sitapur and Tambaur.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Tambaur do not get mixed with another location.

Format of the IFSC Code IDIB000T205

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Tambaur in Sitapur.

For example, the IFSC Code IDIB000T205 of Indian Bank for the Tambaur branch includes these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000T205 of Indian Bank for its Tambaur branch located in Sitapur, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Sitapur and Tambaur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Tambaur or Sitapur to get the exact IFSC Code IDIB000T205.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Sitapur, then it will provide you proper information.

How to Use IFSC Code IDIB000T205 for Online Transfers?

If you have the IFSC Code IDIB000T205 for the Tambaur branch of Indian Bank in Sitapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T205. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000T205.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Tambaur in Sitapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Tambaur, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sitapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Tambaur Sitapur?

The IFSC Code of the Tambaur Sitapur branch is IDIB000T205.

Is IFSC Code IDIB000T205 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Tambaur branch?

The branch is located at Rishna Pal Singh Pg College Tambaur Behta Pakori Tambaur Behta Pakori Pin 261208.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.