The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Sitapur Rewsa branch in Sitapur, Rewsa, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Sitapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000R635. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Sitapur Rewsa, Sitapur

Here are the key points that are associated with the IFSC Code IDIB000R635 of Indian Bank for its branch located in Sitapur, within the district of Rewsa in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000R635
Branch Sitapur Rewsa
City Sitapur
District Rewsa
State Uttar Pradesh
Address Rewsa Post Block Rewsa Tehshil Biswan Rewsa Rewsa Pin 261205

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Sitapur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R635 for the Sitapur Rewsa branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Sitapur Rewsa, Sitapur, Uttar Pradesh, are given a unique IFSC like IDIB000R635 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sitapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Sitapur and Rewsa.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Sitapur Rewsa goes to the correct branch. This is important because Indian Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000R635

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sitapur Rewsa in Sitapur.

For example, the IFSC Code IDIB000R635 of Indian Bank for the Sitapur Rewsa branch includes these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000R635 of Indian Bank for its Sitapur Rewsa branch located in Sitapur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Sitapur and Rewsa, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Sitapur Rewsa or Sitapur to get the exact IFSC Code IDIB000R635.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sitapur, you'll get the correct details.

How to Use IFSC Code IDIB000R635 for Online Transfers?

Once you have the IFSC Code IDIB000R635 for the Sitapur Rewsa branch of Indian Bank in Sitapur, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000R635. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R635.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Sitapur Rewsa in Sitapur may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Sitapur Rewsa, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sitapur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Sitapur Rewsa, Sitapur?

The IFSC Code is IDIB000R635.

Is the IFSC Code IDIB000R635 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Sitapur Rewsa?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sitapur Rewsa branch?

The address of the branch is Rewsa Post Block Rewsa Tehshil Biswan Rewsa Rewsa Pin 261205 located in Sitapur, Rewsa, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.