Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Sitapur Pokhrakalan branch in Sitapur, Pokhra Kalan, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Sitapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000P663. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Sitapur Pokhrakalan, Sitapur

Here are the main details that are associated with the IFSC Code IDIB000P663 of Indian Bank for its branch located in Sitapur, within the district of Pokhra Kalan in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000P663
Branch Sitapur Pokhrakalan
City Sitapur
District Pokhra Kalan
State Uttar Pradesh
Address Gram Post Pokhrakalan Block Mehmoodabad Distt Sitapur Pokhra Kalan Pokhra Kalan Pin 261201

These details helps users in online banking and for businesses and individuals who use Indian Bank in Sitapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000P663 for the Sitapur Pokhrakalan branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Sitapur Pokhrakalan, Sitapur, Uttar Pradesh, is provided a unique IFSC like IDIB000P663 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Sitapur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sitapur and Pokhra Kalan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Sitapur Pokhrakalan do not get misguided to another person.

Format of the IFSC Code IDIB000P663

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Sitapur Pokhrakalan in Sitapur.

For example, the IFSC Code IDIB000P663 of Indian Bank for the Sitapur Pokhrakalan branch has these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000P663 of Indian Bank for its Sitapur Pokhrakalan branch located in Sitapur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Sitapur and Pokhra Kalan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Sitapur Pokhrakalan or Sitapur to get the exact IFSC Code IDIB000P663.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sitapur, you'll get the correct details.

How to Use IFSC Code IDIB000P663 for Online Transfers?

If you have the IFSC Code IDIB000P663 for the Sitapur Pokhrakalan branch of Indian Bank in Sitapur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000P663. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000P663.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Sitapur Pokhrakalan in Sitapur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Sitapur Pokhrakalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sitapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Sitapur Pokhrakalan Sitapur?

The IFSC Code of the Sitapur Pokhrakalan Sitapur branch is IDIB000P663.

Is IFSC Code IDIB000P663 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Sitapur Pokhrakalan branch?

The branch is located at Gram Post Pokhrakalan Block Mehmoodabad Distt Sitapur Pokhra Kalan Pokhra Kalan Pin 261201.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.