The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Sitapur Pisawan branch in Sitapur, Pisawan, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Sitapur or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000P658. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Sitapur Pisawan, Sitapur
Here are the key points that are associated with the IFSC Code IDIB000P658 of Indian Bank for its branch located in Sitapur, within the district of Pisawan in the state of Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000P658 |
| Branch | Sitapur Pisawan |
| City | Sitapur |
| District | Pisawan |
| State | Uttar Pradesh |
| Address | Village Post Pisavan Tehshil Block Pisavan Pisawan Pisawan Pin 261151 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Sitapur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000P658 for the Sitapur Pisawan branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Sitapur Pisawan, Sitapur, Uttar Pradesh, is provided a unique IFSC like IDIB000P658 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Sitapur.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Sitapur and Pisawan.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Sitapur Pisawan do not get misguided to another person.
Format of the IFSC Code IDIB000P658
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Sitapur Pisawan in Sitapur.
For example, the IFSC Code IDIB000P658 of Indian Bank for the Sitapur Pisawan branch includes these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh accurately.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000P658 of Indian Bank for its Sitapur Pisawan branch located in Sitapur, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Sitapur and Pisawan, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Sitapur Pisawan or Sitapur to find the exact IFSC Code IDIB000P658.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Sitapur will provide accurate information.
How to Use IFSC Code IDIB000P658 for Online Transfers?
Once you have the IFSC Code IDIB000P658 for the Sitapur Pisawan branch of Indian Bank in Sitapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000P658. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000P658.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Sitapur Pisawan in Sitapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Sitapur Pisawan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Sitapur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Sitapur Pisawan Sitapur branch is IDIB000P658.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Village Post Pisavan Tehshil Block Pisavan Pisawan Pisawan Pin 261151.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.