There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Manpara branch in Sitapur, Manpara, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Sitapur or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000M628. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Manpara, Sitapur

Here are the main details that are associated with the IFSC Code IDIB000M628 of Indian Bank for its branch located in Sitapur, within the district of Manpara in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000M628
Branch Manpara
City Sitapur
District Manpara
State Uttar Pradesh
Address Vill Manpara Po Chauriya Teh Sidhauli Manpara Chauriya Pin 261303

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Sitapur for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M628 for the Manpara branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Manpara, Sitapur, Uttar Pradesh, is provided with a unique IFSC like IDIB000M628 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Sitapur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sitapur and Manpara.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Manpara do not get mixed with another location.

Format of the IFSC Code IDIB000M628

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manpara in Sitapur.

For example, the IFSC Code IDIB000M628 of Indian Bank for the Manpara branch includes these elements, identifying the bank and the branch location in Sitapur and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000M628 of Indian Bank for its Manpara branch located in Sitapur, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Sitapur and Manpara, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Manpara or Sitapur to get the exact IFSC Code IDIB000M628.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sitapur, you'll get the correct details.

How to Use IFSC Code IDIB000M628 for Online Transfers?

Once you have the IFSC Code IDIB000M628 for the Manpara branch of Indian Bank in Sitapur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000M628. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000M628.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Manpara in Sitapur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Manpara, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sitapur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Manpara Sitapur?

The IFSC Code of the Manpara Sitapur branch is IDIB000M628.

Is IFSC Code IDIB000M628 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Manpara branch?

The branch is located at Vill Manpara Po Chauriya Teh Sidhauli Manpara Chauriya Pin 261303.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.