There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Chouphal branch in Sidhi, Chouphal, Madhya Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Sidhi or anywhere in Madhya Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000C613. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Chouphal, Sidhi

The table below shows the main details of the IFSC Code IDIB000C613 for the Indian Bank branch in Sidhi, which falls under the Chouphal district in Madhya Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000C613
Branch Chouphal
City Sidhi
District Chouphal
State Madhya Pradesh
Address Vill Po Chouphal Chouphal Chouphal Pin 486661

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Sidhi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000C613 for the Chouphal branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Chouphal, Sidhi, Madhya Pradesh, are allotted a unique IFSC like IDIB000C613 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Sidhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Sidhi and Chouphal.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Chouphal reaches the right place, even though there are thousands of branches in Madhya Pradesh and across India.

Format of the IFSC Code IDIB000C613

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Chouphal in Sidhi.

For example, the IFSC Code IDIB000C613 of Indian Bank for the Chouphal branch has these elements, identifying the bank and the branch location in Sidhi and Madhya Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000C613 of Indian Bank for its Chouphal branch located in Sidhi, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Sidhi and Chouphal, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Chouphal or Sidhi to get the exact IFSC Code IDIB000C613.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sidhi, you'll get the correct details.

How to Use IFSC Code IDIB000C613 for Online Transfers?

Once you have the IFSC Code IDIB000C613 for the Chouphal branch of Indian Bank in Sidhi, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000C613. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000C613.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Chouphal in Sidhi, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Chouphal, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Sidhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Chouphal, Sidhi?

The IFSC Code is IDIB000C613.

Is the IFSC Code IDIB000C613 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Chouphal?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chouphal branch?

The address of the branch is Vill Po Chouphal Chouphal Chouphal Pin 486661 located in Sidhi, Chouphal, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.