For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Hariharpur Rani branch in Shrawasti, Hariharpur Rani, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Shrawasti or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000H544. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Hariharpur Rani, Shrawasti

Here are the main details that are associated with the IFSC Code IDIB000H544 of Indian Bank for its branch located in Shrawasti, within the district of Hariharpur Rani in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000H544
Branch Hariharpur Rani
City Shrawasti
District Hariharpur Rani
State Uttar Pradesh
Address Vill Hariharpur Rani Hariharpur Rani Hariharpur Rani Pin 271831

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Shrawasti for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000H544 for the Hariharpur Rani branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Hariharpur Rani, Shrawasti, Uttar Pradesh, is provided a unique IFSC like IDIB000H544 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Shrawasti.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Shrawasti and Hariharpur Rani.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Hariharpur Rani do not get misguided to another person.

Format of the IFSC Code IDIB000H544

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Hariharpur Rani in Shrawasti.

For example, the IFSC Code IDIB000H544 of Indian Bank for the Hariharpur Rani branch includes these elements, identifying the bank and the branch location in Shrawasti and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000H544 of Indian Bank for its Hariharpur Rani branch located in Shrawasti, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Shrawasti and Hariharpur Rani, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Hariharpur Rani or Shrawasti to get the exact IFSC Code IDIB000H544.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Shrawasti that will provide accurate information.

How to Use IFSC Code IDIB000H544 for Online Transfers?

Once you have the IFSC Code IDIB000H544 for the Hariharpur Rani branch of Indian Bank in Shrawasti, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000H544. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000H544.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Hariharpur Rani in Shrawasti, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Hariharpur Rani, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Shrawasti manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Hariharpur Rani, Shrawasti?

The IFSC Code is IDIB000H544.

Is the IFSC Code IDIB000H544 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Hariharpur Rani?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Hariharpur Rani branch?

The address of the branch is Vill Hariharpur Rani Hariharpur Rani Hariharpur Rani Pin 271831 located in Shrawasti, Hariharpur Rani, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.