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IFSC Code of Indian Bank, Shiekhpura, Sheikhpura, Bihar — IDIB000S188

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Shiekhpura branch in Sheikhpura, Sheikhpura, Bihar, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Sheikhpura or anywhere in Bihar can easily transfer funds instantly by using the correct IFSC Code IDIB000S188. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Shiekhpura, Sheikhpura

Here are the key points that are associated with the IFSC Code IDIB000S188 of Indian Bank for its branch located in Sheikhpura, within the district of Sheikhpura in the state of Bihar.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S188
Branch Shiekhpura
City Sheikhpura
District Sheikhpura
State Bihar
Address Patel Market First Floor Katra Chowk Sheikhpura Sheikhpura Sheikhpura Pin 811105

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Sheikhpura for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S188 for the Shiekhpura branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Shiekhpura, Sheikhpura, Bihar, is provided a unique IFSC like IDIB000S188 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Sheikhpura.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sheikhpura and Sheikhpura.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Bihar and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Shiekhpura do not get misguided to another person.

Format of the IFSC Code IDIB000S188

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shiekhpura in Sheikhpura.

For example, the IFSC Code IDIB000S188 of Indian Bank for the Shiekhpura branch includes these elements, identifying the bank and the branch location in Sheikhpura and Bihar accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000S188 of Indian Bank for its Shiekhpura branch located in Sheikhpura, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Sheikhpura and Sheikhpura, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Shiekhpura or Sheikhpura to get the exact IFSC Code IDIB000S188.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sheikhpura, you'll get the correct details.

How to Use IFSC Code IDIB000S188 for Online Transfers?

Once you have the IFSC Code IDIB000S188 for the Shiekhpura branch of Indian Bank in Sheikhpura, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000S188. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000S188.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Shiekhpura in Sheikhpura, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Shiekhpura, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sheikhpura to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Shiekhpura, Sheikhpura?

The IFSC Code is IDIB000S188.

Is the IFSC Code IDIB000S188 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Shiekhpura?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Shiekhpura branch?

The address of the branch is Patel Market First Floor Katra Chowk Sheikhpura Sheikhpura Sheikhpura Pin 811105 located in Sheikhpura, Sheikhpura, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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