Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Birsinghpur branch in Satna, Birsinghpur, Madhya Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Satna or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000B835. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Birsinghpur, Satna

Here are the main details that are associated with the IFSC Code IDIB000B835 of Indian Bank for its branch located in Satna, within the district of Birsinghpur in the state of Madhya Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000B835
Branch Birsinghpur
City Satna
District Birsinghpur
State Madhya Pradesh
Address At Majhgawan Road Vill Po Birsinghpur Pagar Kala Road Birsinghpur Birsinghpur Pin 485226

These details helps users in online banking and for businesses and individuals who use Indian Bank in Satna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B835 for the Birsinghpur branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Birsinghpur, Satna, Madhya Pradesh, are given a unique IFSC like IDIB000B835 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Satna.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Satna and Birsinghpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Birsinghpur goes to the correct branch. This is important because Indian Bank has thousands of branches in Madhya Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000B835

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Birsinghpur in Satna.

For example, the IFSC Code IDIB000B835 of Indian Bank for the Birsinghpur branch includes these elements, identifying the bank and the branch location in Satna and Madhya Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000B835 of Indian Bank for its Birsinghpur branch located in Satna, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Satna and Birsinghpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Birsinghpur or Satna to get the exact IFSC Code IDIB000B835.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Satna, then it will provide you proper information.

How to Use IFSC Code IDIB000B835 for Online Transfers?

Once you have the IFSC Code IDIB000B835 for the Birsinghpur branch of Indian Bank in Satna, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000B835. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B835.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Birsinghpur in Satna, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Birsinghpur, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Satna manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Birsinghpur, Satna?

The IFSC Code is IDIB000B835.

Is the IFSC Code IDIB000B835 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Birsinghpur?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Birsinghpur branch?

The address of the branch is At Majhgawan Road Vill Po Birsinghpur Pagar Kala Road Birsinghpur Birsinghpur Pin 485226 located in Satna, Birsinghpur, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.