The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Bhadohi branch in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Sant Ravidas Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000B744. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Bhadohi, Sant Ravidas Nagar
The table below shows the main details of the IFSC Code IDIB000B744 for the Indian Bank branch in Sant Ravidas Nagar, which falls under the Bhadohi district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000B744 |
| Branch | Bhadohi |
| City | Sant Ravidas Nagar |
| District | Bhadohi |
| State | Uttar Pradesh |
| Address | Station Road Bhadohi Bhadohi Bhadohi Pin 221401 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Sant Ravidas Nagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000B744 for the Bhadohi branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000B744 is given to every bank branch, including Indian Bank located in Bhadohi, Sant Ravidas Nagar, Uttar Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Sant Ravidas Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Sant Ravidas Nagar and Bhadohi.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Bhadohi doesn't end up at another location.
Format of the IFSC Code IDIB000B744
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bhadohi in Sant Ravidas Nagar.
For example, the IFSC Code IDIB000B744 of Indian Bank for the Bhadohi branch includes these elements, identifying the bank and the branch location in Sant Ravidas Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000B744 of Indian Bank for its Bhadohi branch located in Sant Ravidas Nagar, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Sant Ravidas Nagar and Bhadohi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Bhadohi or Sant Ravidas Nagar to get the exact IFSC Code IDIB000B744.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Sant Ravidas Nagar that will provide accurate information.
How to Use IFSC Code IDIB000B744 for Online Transfers?
Once you have the IFSC Code IDIB000B744 for the Bhadohi branch of Indian Bank in Sant Ravidas Nagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000B744. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B744.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Bhadohi in Sant Ravidas Nagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Bhadohi, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Sant Ravidas Nagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000B744.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Station Road Bhadohi Bhadohi Bhadohi Pin 221401 located in Sant Ravidas Nagar, Bhadohi, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.