The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Lahrauli branch in Sant Kabir Nagar, Lohrauli, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Sant Kabir Nagar or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000L550. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Lahrauli, Sant Kabir Nagar

Here are some of the key details that come with the IFSC Code IDIB000L550 of Indian Bank for its branch located in Sant Kabir Nagar, within the district of Lohrauli in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000L550
Branch Lahrauli
City Sant Kabir Nagar
District Lohrauli
State Uttar Pradesh
Address Vill Lahrauli Po Hatwa Lohrauli Hatwa Pin 272125

These details help users in online banking and for businesses and individuals who use Indian Bank in Sant Kabir Nagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000L550 for the Lahrauli branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Lahrauli, Sant Kabir Nagar, Uttar Pradesh, is provided with a unique IFSC like IDIB000L550 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Sant Kabir Nagar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Sant Kabir Nagar and Lohrauli.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Lahrauli do not get mixed with another location.

Format of the IFSC Code IDIB000L550

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lahrauli in Sant Kabir Nagar.

For example, the IFSC Code IDIB000L550 of Indian Bank for the Lahrauli branch includes these elements, identifying the bank and the branch location in Sant Kabir Nagar and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000L550 of Indian Bank for its Lahrauli branch located in Sant Kabir Nagar, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Sant Kabir Nagar and Lohrauli, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Lahrauli or Sant Kabir Nagar to get the exact IFSC Code IDIB000L550.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sant Kabir Nagar, you'll get the correct details.

How to Use IFSC Code IDIB000L550 for Online Transfers?

Once you have the IFSC Code IDIB000L550 for the Lahrauli branch of Indian Bank in Sant Kabir Nagar, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000L550. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000L550.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Lahrauli in Sant Kabir Nagar, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Lahrauli, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Sant Kabir Nagar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Lahrauli, Sant Kabir Nagar?

The IFSC Code is IDIB000L550.

Is the IFSC Code IDIB000L550 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Lahrauli?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Lahrauli branch?

The address of the branch is Vill Lahrauli Po Hatwa Lohrauli Hatwa Pin 272125 located in Sant Kabir Nagar, Lohrauli, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.