There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Khalilabad branch in Sant Kabir Nagar, Sant Kabir Nagar, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Sant Kabir Nagar or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000K669. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Khalilabad, Sant Kabir Nagar
The table below shows the main details of the IFSC Code IDIB000K669 for the Indian Bank branch in Sant Kabir Nagar, which falls under the Sant Kabir Nagar district in Uttar Pradesh.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000K669 |
| Branch | Khalilabad |
| City | Sant Kabir Nagar |
| District | Sant Kabir Nagar |
| State | Uttar Pradesh |
| Address | 236 Gola Bazar Near Menhdawal Bypass Khalilabad Pin 272175 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Sant Kabir Nagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K669 for the Khalilabad branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Khalilabad, Sant Kabir Nagar, Uttar Pradesh, is provided with a unique IFSC like IDIB000K669 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Sant Kabir Nagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Sant Kabir Nagar and Sant Kabir Nagar.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Khalilabad do not get mixed with another location.
Format of the IFSC Code IDIB000K669
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Khalilabad in Sant Kabir Nagar.
For example, the IFSC Code IDIB000K669 of Indian Bank for the Khalilabad branch includes these elements, identifying the bank and the branch location in Sant Kabir Nagar and Uttar Pradesh accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000K669 of Indian Bank for its Khalilabad branch located in Sant Kabir Nagar, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Sant Kabir Nagar and Sant Kabir Nagar, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Khalilabad or Sant Kabir Nagar to get the exact IFSC Code IDIB000K669.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Sant Kabir Nagar, you'll get the correct details.
How to Use IFSC Code IDIB000K669 for Online Transfers?
If you have the IFSC Code IDIB000K669 for the Khalilabad branch of Indian Bank in Sant Kabir Nagar, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000K669. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000K669.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Khalilabad in Sant Kabir Nagar, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Khalilabad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Sant Kabir Nagar to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000K669.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 236 Gola Bazar Near Menhdawal Bypass Khalilabad Pin 272175 located in Sant Kabir Nagar, Sant Kabir Nagar, Uttar Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.