The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Pathana branch in Sahibganj, Pathana, Jharkhand, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Sahibganj or anywhere in Jharkhand can transfer funds instantly by using the correct IFSC Code IDIB000P594. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Pathana, Sahibganj

Below in the table are the key details related to IFSC Code IDIB000P594 of Indian Bank for its branch located in Sahibganj, within the district of Pathana in the state of Jharkhand.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000P594
Branch Pathana
City Sahibganj
District Pathana
State Jharkhand
Address Pathna Chowk Popathna Pathana Pathana Pin 816101

These details help users in online banking and for businesses and individuals who use Indian Bank in Sahibganj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000P594 for the Pathana branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Pathana, Sahibganj, Jharkhand, is provided a unique IFSC like IDIB000P594 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Sahibganj.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Sahibganj and Pathana.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Jharkhand and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Pathana do not get misguided to another person.

Format of the IFSC Code IDIB000P594

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Pathana in Sahibganj.

For example, the IFSC Code IDIB000P594 of Indian Bank for the Pathana branch has these elements, identifying the bank and the branch location in Sahibganj and Jharkhand correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000P594 of Indian Bank for its Pathana branch located in Sahibganj, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Sahibganj and Pathana, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Pathana or Sahibganj to find the exact IFSC Code IDIB000P594.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Sahibganj will provide accurate information.

How to Use IFSC Code IDIB000P594 for Online Transfers?

If you have the IFSC Code IDIB000P594 for the Pathana branch of Indian Bank in Sahibganj, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000P594. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000P594.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Pathana in Sahibganj, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Pathana, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Sahibganj manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Pathana, Sahibganj?

The IFSC Code is IDIB000P594.

Is the IFSC Code IDIB000P594 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Pathana?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pathana branch?

The address of the branch is Pathna Chowk Popathna Pathana Pathana Pin 816101 located in Sahibganj, Pathana, Jharkhand.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.