Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Dinara branch in Rohtas, Dinara, or Bihar, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Rohtas or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDIB000D645. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Dinara, Rohtas

Below in the table are the key details related to IFSC Code IDIB000D645 of Indian Bank for its branch located in Rohtas, within the district of Dinara in the state of Bihar.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000D645
Branch Dinara
City Rohtas
District Dinara
State Bihar
Address Vill Po Dinara Dinara Dinara Pin 802213

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Rohtas for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000D645 for the Dinara branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000D645 is given to every bank branch, including Indian Bank located in Dinara, Rohtas, Bihar, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Rohtas.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Rohtas and Dinara.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Bihar and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Dinara doesn't end up at another location.

Format of the IFSC Code IDIB000D645

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dinara in Rohtas.

For example, the IFSC Code IDIB000D645 of Indian Bank for the Dinara branch includes these elements, identifying the bank and the branch location in Rohtas and Bihar accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000D645 of Indian Bank for its Dinara branch located in Rohtas, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Rohtas and Dinara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Dinara or Rohtas to get the exact IFSC Code IDIB000D645.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Rohtas that will provide accurate information.

How to Use IFSC Code IDIB000D645 for Online Transfers?

Once you have the IFSC Code IDIB000D645 for the Dinara branch of Indian Bank in Rohtas, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000D645. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000D645.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Dinara in Rohtas, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Dinara, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Rohtas manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Dinara, Rohtas?

The IFSC Code is IDIB000D645.

Is the IFSC Code IDIB000D645 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Dinara?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Dinara branch?

The address of the branch is Vill Po Dinara Dinara Dinara Pin 802213 located in Rohtas, Dinara, Bihar.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.