IFSC Code of Indian Bank, Mota Mava, Rajkot, Gujarat- IDIB000M404

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Mota Mava branch in Rajkot, Rajkot, Gujarat, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Rajkot or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code IDIB000M404. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Mota Mava, Rajkot

Below in the table are the key details related to IFSC Code IDIB000M404 of Indian Bank for its branch located in Rajkot, within the district of Rajkot in the state of Gujarat.

These details help users in online banking and for businesses and individuals who use Indian Bank in Rajkot for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M404 for the Mota Mava branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Mota Mava, Rajkot, Gujarat, are allotted a unique IFSC like IDIB000M404 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Rajkot.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Rajkot and Rajkot.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Mota Mava reaches the right place, even though there are thousands of branches in Gujarat and across India.

Format of the IFSC Code IDIB000M404

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mota Mava in Rajkot.

For example, the IFSC Code IDIB000M404 of Indian Bank for the Mota Mava branch includes these elements, identifying the bank and the branch location in Rajkot and Gujarat accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000M404 of Indian Bank for its Mota Mava branch located in Rajkot, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Rajkot and Rajkot, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Mota Mava or Rajkot to get the exact IFSC Code IDIB000M404.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Rajkot, you'll get the correct details.

How to Use IFSC Code IDIB000M404 for Online Transfers?

Once you have the IFSC Code IDIB000M404 for the Mota Mava branch of Indian Bank in Rajkot, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000M404. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000M404.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Mota Mava in Rajkot, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Mota Mava, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Rajkot manage their online transfers and cheque clearances easily.