The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Puri Sea Beach branch in Puri, Puri, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Puri or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code IDIB000S601. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Puri Sea Beach, Puri
Below in the table are the key details related to IFSC Code IDIB000S601 of Indian Bank for its branch located in Puri, within the district of Puri in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000S601 |
| Branch | Puri Sea Beach |
| City | Puri |
| District | Puri |
| State | Odisha |
| Address | Sadar Thana Road Vip Road Puri Pin 752001 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Puri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S601 for the Puri Sea Beach branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Puri Sea Beach, Puri, Odisha, is provided a unique IFSC like IDIB000S601 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Indian Bank branch in Puri.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Puri and Puri.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Odisha and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Puri Sea Beach do not get misguided to another person.
Format of the IFSC Code IDIB000S601
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Puri Sea Beach in Puri.
For example, the IFSC Code IDIB000S601 of Indian Bank for the Puri Sea Beach branch has these elements, identifying the bank and the branch location in Puri and Odisha correctly.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000S601 of Indian Bank for its Puri Sea Beach branch located in Puri, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Puri and Puri, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Puri Sea Beach or Puri to find the exact IFSC Code IDIB000S601.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Puri will provide accurate information.
How to Use IFSC Code IDIB000S601 for Online Transfers?
Once you have the IFSC Code IDIB000S601 for the Puri Sea Beach branch of Indian Bank in Puri, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000S601. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S601.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Puri Sea Beach in Puri, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Puri Sea Beach, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Puri to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000S601.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sadar Thana Road Vip Road Puri Pin 752001 located in Puri, Puri, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.