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IFSC Code of Indian Bank, Haldia Basudevpur, Basudevpur, West Bengal — IDIB000H516

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Haldia Basudevpur branch in Purba Medinipur, Basudevpur, West Bengal, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Purba Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000H516. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Haldia Basudevpur, Purba Medinipur

Below in the table are the key details related to IFSC Code IDIB000H516 of Indian Bank for its branch located in Purba Medinipur, within the district of Basudevpur in the state of West Bengal.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000H516
Branch Haldia Basudevpur
City Purba Medinipur
District Basudevpur
State West Bengal
Address Near Girish More Po Khanjachakvia Durgachak Basudevpur Khanjanchak Basudevpur Khanjanchak Pin 721602

These details help users in online banking and for businesses and individuals who use Indian Bank in Purba Medinipur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000H516 for the Haldia Basudevpur branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Haldia Basudevpur, Purba Medinipur, West Bengal, is provided a unique IFSC like IDIB000H516 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Purba Medinipur.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Purba Medinipur and Basudevpur.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across West Bengal and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Haldia Basudevpur do not get misguided to another person.

Format of the IFSC Code IDIB000H516

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Haldia Basudevpur in Purba Medinipur.

For example, the IFSC Code IDIB000H516 of Indian Bank for the Haldia Basudevpur branch includes these elements, identifying the bank and the branch location in Purba Medinipur and West Bengal correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000H516 of Indian Bank for its Haldia Basudevpur branch located in Purba Medinipur, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Purba Medinipur and Basudevpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Haldia Basudevpur or Purba Medinipur to get the exact IFSC Code IDIB000H516.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Purba Medinipur that will provide accurate information.

How to Use IFSC Code IDIB000H516 for Online Transfers?

If you have the IFSC Code IDIB000H516 for the Haldia Basudevpur branch of Indian Bank in Purba Medinipur, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000H516. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000H516.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Haldia Basudevpur in Purba Medinipur, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Haldia Basudevpur, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Purba Medinipur to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Haldia Basudevpur, Purba Medinipur?

The IFSC Code is IDIB000H516.

Is the IFSC Code IDIB000H516 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Haldia Basudevpur?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Haldia Basudevpur branch?

The address of the branch is Near Girish More Po Khanjachakvia Durgachak Basudevpur Khanjanchak Basudevpur Khanjanchak Pin 721602 located in Purba Medinipur, Basudevpur, West Bengal.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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