For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Dholmari branch in Purba Medinipur, Chak Gobindaberia, West Bengal, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Purba Medinipur or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000D628. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Dholmari, Purba Medinipur
Below in the table are the key details related to IFSC Code IDIB000D628 of Indian Bank for its branch located in Purba Medinipur, within the district of Chak Gobindaberia in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D628 |
| Branch | Dholmari |
| City | Purba Medinipur |
| District | Chak Gobindaberia |
| State | West Bengal |
| Address | Vill Chak Gobindaberia Po Basantia Chak Gobindaberia Basantia Pin 721442 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Purba Medinipur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000D628 for the Dholmari branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Dholmari, Purba Medinipur, West Bengal, is provided with a unique IFSC like IDIB000D628 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Purba Medinipur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Purba Medinipur and Chak Gobindaberia.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Dholmari do not get mixed with another location.
Format of the IFSC Code IDIB000D628
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Dholmari in Purba Medinipur.
For example, the IFSC Code IDIB000D628 of Indian Bank for the Dholmari branch includes these elements, identifying the bank and the branch location in Purba Medinipur and West Bengal accurately.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000D628 of Indian Bank for its Dholmari branch located in Purba Medinipur, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Purba Medinipur and Chak Gobindaberia, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Dholmari or Purba Medinipur to get the exact IFSC Code IDIB000D628.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Purba Medinipur, then it will provide you proper information.
How to Use IFSC Code IDIB000D628 for Online Transfers?
Once you have the IFSC Code IDIB000D628 for the Dholmari branch of Indian Bank in Purba Medinipur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D628. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000D628.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Dholmari in Purba Medinipur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Dholmari, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Purba Medinipur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D628.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Vill Chak Gobindaberia Po Basantia Chak Gobindaberia Basantia Pin 721442 located in Purba Medinipur, Chak Gobindaberia, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.