The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Gohagram branch in Purba Barddhaman, Gohagram, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Purba Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000G579. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Gohagram, Purba Barddhaman
Here are the main details that are associated with the IFSC Code IDIB000G579 of Indian Bank for its branch located in Purba Barddhaman, within the district of Gohagram in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000G579 |
| Branch | Gohagram |
| City | Purba Barddhaman |
| District | Gohagram |
| State | West Bengal |
| Address | Villpogohagram Blockgalsi Ii Psgalsi Sub Divburdwan Nrth Gohagram Gohagram Pin 713428 |
These details help users in online banking and for businesses and individuals who use Indian Bank in Purba Barddhaman for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000G579 for the Gohagram branch of Indian Bank has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000G579 is given to every bank branch, including Indian Bank located in Gohagram, Purba Barddhaman, West Bengal, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Purba Barddhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Purba Barddhaman and Gohagram.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across West Bengal and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Gohagram doesn't end up at another location.
Format of the IFSC Code IDIB000G579
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gohagram in Purba Barddhaman.
For example, the IFSC Code IDIB000G579 of Indian Bank for the Gohagram branch includes these elements, identifying the bank and the branch location in Purba Barddhaman and West Bengal accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000G579 of Indian Bank for its Gohagram branch located in Purba Barddhaman, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Purba Barddhaman and Gohagram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Gohagram or Purba Barddhaman to get the exact IFSC Code IDIB000G579.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Purba Barddhaman that will provide accurate information.
How to Use IFSC Code IDIB000G579 for Online Transfers?
Once you have the IFSC Code IDIB000G579 for the Gohagram branch of Indian Bank in Purba Barddhaman, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000G579. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000G579.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Gohagram in Purba Barddhaman, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Gohagram, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Purba Barddhaman manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000G579.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Villpogohagram Blockgalsi Ii Psgalsi Sub Divburdwan Nrth Gohagram Gohagram Pin 713428 located in Purba Barddhaman, Gohagram, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.