The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Dhatrigram branch in Purba Barddhaman, Dhatrigram, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Purba Barddhaman or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000D621. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Dhatrigram, Purba Barddhaman
Here are some of the key details that come with the IFSC Code IDIB000D621 of Indian Bank for its branch located in Purba Barddhaman, within the district of Dhatrigram in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000D621 |
| Branch | Dhatrigram |
| City | Purba Barddhaman |
| District | Dhatrigram |
| State | West Bengal |
| Address | Near Dhatrigram Railway Station Burdwan Kalna Road Podhatrigram Dhatrigram Dhatrigram Pin 713405 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Purba Barddhaman for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000D621 for the Dhatrigram branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Dhatrigram, Purba Barddhaman, West Bengal, are allotted a unique IFSC like IDIB000D621 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Purba Barddhaman.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Purba Barddhaman and Dhatrigram.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Indian Bank in Dhatrigram reaches the right place, even though there are thousands of branches in West Bengal and across India.
Format of the IFSC Code IDIB000D621
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dhatrigram in Purba Barddhaman.
For example, the IFSC Code IDIB000D621 of Indian Bank for the Dhatrigram branch includes these elements, identifying the bank and the branch location in Purba Barddhaman and West Bengal accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000D621 of Indian Bank for its Dhatrigram branch located in Purba Barddhaman, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Purba Barddhaman and Dhatrigram, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Dhatrigram or Purba Barddhaman to get the exact IFSC Code IDIB000D621.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Purba Barddhaman that will provide accurate information.
How to Use IFSC Code IDIB000D621 for Online Transfers?
If you have the IFSC Code IDIB000D621 for the Dhatrigram branch of Indian Bank in Purba Barddhaman, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000D621. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000D621.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Dhatrigram in Purba Barddhaman, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Dhatrigram, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Purba Barddhaman manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000D621.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Near Dhatrigram Railway Station Burdwan Kalna Road Podhatrigram Dhatrigram Dhatrigram Pin 713405 located in Purba Barddhaman, Dhatrigram, West Bengal.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.