The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Kilanilakottai branch in Pudukkottai, Kilanilakottai, Tamil Nadu, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Pudukkottai or anywhere in Tamil Nadu can transfer funds instantly by using the correct IFSC Code IDIB000K119. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Kilanilakottai, Pudukkottai

Below in the table are the key details related to IFSC Code IDIB000K119 of Indian Bank for its branch located in Pudukkottai, within the district of Kilanilakottai in the state of Tamil Nadu.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000K119
Branch Kilanilakottai
City Pudukkottai
District Kilanilakottai
State Tamil Nadu
Address 177 Main Road Kilanilakottai Kilanilakottai Kilanilakottai Pin 622209

These details help users in online banking and for businesses and individuals who use Indian Bank in Pudukkottai for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K119 for the Kilanilakottai branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Kilanilakottai, Pudukkottai, Tamil Nadu, are allotted a unique IFSC like IDIB000K119 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pudukkottai.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Pudukkottai and Kilanilakottai.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Kilanilakottai reaches the right place, even though there are thousands of branches in Tamil Nadu and across India.

Format of the IFSC Code IDIB000K119

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kilanilakottai in Pudukkottai.

For example, the IFSC Code IDIB000K119 of Indian Bank for the Kilanilakottai branch has these elements, identifying the bank and the branch location in Pudukkottai and Tamil Nadu correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000K119 of Indian Bank for its Kilanilakottai branch located in Pudukkottai, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Pudukkottai and Kilanilakottai, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Kilanilakottai or Pudukkottai to get the exact IFSC Code IDIB000K119.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Pudukkottai, then it will provide you proper information.

How to Use IFSC Code IDIB000K119 for Online Transfers?

Once you have the IFSC Code IDIB000K119 for the Kilanilakottai branch of Indian Bank in Pudukkottai, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000K119. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000K119.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Kilanilakottai in Pudukkottai, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Kilanilakottai, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pudukkottai manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Kilanilakottai, Pudukkottai?

The IFSC Code is IDIB000K119.

Is the IFSC Code IDIB000K119 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Kilanilakottai?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kilanilakottai branch?

The address of the branch is 177 Main Road Kilanilakottai Kilanilakottai Kilanilakottai Pin 622209 located in Pudukkottai, Kilanilakottai, Tamil Nadu.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.