There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Siltham Pithoragarh branch in Pithoragarh, Pithoragarh, Uttarakhand, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Pithoragarh or anywhere in Uttarakhand can easily transfer funds instantly by using the correct IFSC Code IDIB000P660. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Siltham Pithoragarh, Pithoragarh
Here are the main details that are associated with the IFSC Code IDIB000P660 of Indian Bank for its branch located in Pithoragarh, within the district of Pithoragarh in the state of Uttarakhand.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000P660 |
| Branch | Siltham Pithoragarh |
| City | Pithoragarh |
| District | Pithoragarh |
| State | Uttarakhand |
| Address | Vishnu Market Siltham Pithoragarh Pithoragarh Pithoragarh Pin 262501 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Pithoragarh for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000P660 for the Siltham Pithoragarh branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000P660 is given to every bank branch, including Indian Bank located in Siltham Pithoragarh, Pithoragarh, Uttarakhand, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Pithoragarh.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Pithoragarh and Pithoragarh.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Uttarakhand and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Siltham Pithoragarh doesn't end up at another location.
Format of the IFSC Code IDIB000P660
The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Siltham Pithoragarh in Pithoragarh.
For example, the IFSC Code IDIB000P660 of Indian Bank for the Siltham Pithoragarh branch includes these elements, identifying the bank and the branch location in Pithoragarh and Uttarakhand correctly.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000P660 of Indian Bank for its Siltham Pithoragarh branch located in Pithoragarh, the following methods can help:
Cheque Book
The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Pithoragarh and Pithoragarh, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and find the branch locator section. Search for Siltham Pithoragarh or Pithoragarh to get the exact IFSC Code IDIB000P660.
Mobile Banking App
If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Pithoragarh that will provide accurate information.
How to Use IFSC Code IDIB000P660 for Online Transfers?
Once you have the IFSC Code IDIB000P660 for the Siltham Pithoragarh branch of Indian Bank in Pithoragarh, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000P660. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000P660.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Siltham Pithoragarh in Pithoragarh, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Siltham Pithoragarh, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Pithoragarh manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Siltham Pithoragarh Pithoragarh branch is IDIB000P660.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Vishnu Market Siltham Pithoragarh Pithoragarh Pithoragarh Pin 262501.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.