The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Pakadia Naugawan branch in Pilibhit, Pakadia Naugawan, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Pilibhit or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000P522. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Pakadia Naugawan, Pilibhit

The table below shows the main details of the IFSC Code IDIB000P522 for the Indian Bank branch in Pilibhit, which falls under the Pakadia Naugawan district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000P522
Branch Pakadia Naugawan
City Pilibhit
District Pakadia Naugawan
State Uttar Pradesh
Address Navin Mandi Sthal Po Vill Pakadia Naugawan Pakadia Naugawan Pakadia Naugawan Pin 262001

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Pilibhit for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000P522 for the Pakadia Naugawan branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Pakadia Naugawan, Pilibhit, Uttar Pradesh, are given a unique IFSC like IDIB000P522 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Pilibhit.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Pilibhit and Pakadia Naugawan.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Pakadia Naugawan goes to the correct branch. This is important because Indian Bank has thousands of branches in Uttar Pradesh and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000P522

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pakadia Naugawan in Pilibhit.

For example, the IFSC Code IDIB000P522 of Indian Bank for the Pakadia Naugawan branch includes these elements, identifying the bank and the branch location in Pilibhit and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000P522 of Indian Bank for its Pakadia Naugawan branch located in Pilibhit, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Pilibhit and Pakadia Naugawan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Pakadia Naugawan or Pilibhit to get the exact IFSC Code IDIB000P522.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Pilibhit, you'll get the correct details.

How to Use IFSC Code IDIB000P522 for Online Transfers?

If you have the IFSC Code IDIB000P522 for the Pakadia Naugawan branch of Indian Bank in Pilibhit, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000P522. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000P522.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Pakadia Naugawan in Pilibhit, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Pakadia Naugawan, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Pilibhit manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Pakadia Naugawan, Pilibhit?

The IFSC Code is IDIB000P522.

Is the IFSC Code IDIB000P522 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Pakadia Naugawan?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Pakadia Naugawan branch?

The address of the branch is Navin Mandi Sthal Po Vill Pakadia Naugawan Pakadia Naugawan Pakadia Naugawan Pin 262001 located in Pilibhit, Pakadia Naugawan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.