IFSC Code of Indian Bank, Kanker Bagh, Bihar Rajya Jal Parshad, Bihar — IDIB000K196

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Kanker Bagh branch in Patna, Bihar Rajya Jal Parshad, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDIB000K196. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Kanker Bagh, Patna

The table below shows the main details of the IFSC Code IDIB000K196 for the Indian Bank branch in Patna, which falls under the Bihar Rajya Jal Parshad district in Bihar.

These details help users in online banking and for businesses and individuals who use Indian Bank in Patna for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K196 for the Kanker Bagh branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kanker Bagh, Patna, Bihar, is provided with a unique IFSC like IDIB000K196 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Patna.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Patna and Bihar Rajya Jal Parshad.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Kanker Bagh do not get mixed with another location.

Format of the IFSC Code IDIB000K196

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kanker Bagh in Patna.

For example, the IFSC Code IDIB000K196 of Indian Bank for the Kanker Bagh branch includes these elements, identifying the bank and the branch location in Patna and Bihar accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000K196 of Indian Bank for its Kanker Bagh branch located in Patna, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Patna and Bihar Rajya Jal Parshad, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Kanker Bagh or Patna to get the exact IFSC Code IDIB000K196.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Patna that will provide accurate information.

How to Use IFSC Code IDIB000K196 for Online Transfers?

If you have the IFSC Code IDIB000K196 for the Kanker Bagh branch of Indian Bank in Patna, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000K196. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000K196.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Kanker Bagh in Patna, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Kanker Bagh, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Patna manage online transfers as well as cheque clearances with ease.