IFSC Code of Indian Bank, Agriculture Research Institute, Mithapur, Bihar — IDIB000A653

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Agriculture Research Institute branch in Patna, Mithapur, Bihar, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Patna or anywhere in Bihar can transfer funds instantly by using the correct IFSC Code IDIB000A653. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Agriculture Research Institute, Patna

Here are the main details that are associated with the IFSC Code IDIB000A653 of Indian Bank for its branch located in Patna, within the district of Mithapur in the state of Bihar.

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Patna for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A653 for the Agriculture Research Institute branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Agriculture Research Institute, Patna, Bihar, is provided with a unique IFSC like IDIB000A653 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Patna.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Patna and Mithapur.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Bihar and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Agriculture Research Institute do not get mixed with another location.

Format of the IFSC Code IDIB000A653

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Agriculture Research Institute in Patna.

For example, the IFSC Code IDIB000A653 of Indian Bank for the Agriculture Research Institute branch includes these elements, identifying the bank and the branch location in Patna and Bihar correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000A653 of Indian Bank for its Agriculture Research Institute branch located in Patna, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Patna and Mithapur, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Agriculture Research Institute or Patna to get the exact IFSC Code IDIB000A653.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Patna, you'll get the correct details.

How to Use IFSC Code IDIB000A653 for Online Transfers?

If you have the IFSC Code IDIB000A653 for the Agriculture Research Institute branch of Indian Bank in Patna, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000A653. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000A653.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Agriculture Research Institute in Patna, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Agriculture Research Institute, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Patna to handle online money transfers and get their cheques cleared smoothly.