For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Manihari branch in Pali, Manihari, Rajasthan, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Pali or anywhere in Rajasthan can transfer funds instantly by using the correct IFSC Code IDIB000M393. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Manihari, Pali

Here are some of the key details that come with the IFSC Code IDIB000M393 of Indian Bank for its branch located in Pali, within the district of Manihari in the state of Rajasthan.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000M393
Branch Manihari
City Pali
District Manihari
State Rajasthan
Address Indian Bank, Manihari Branch, Near Gram Panchayat Building, Manihari, District- Pali, Rajasthan-306401

These details help users in online banking and for businesses and individuals who use Indian Bank in Pali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M393 for the Manihari branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Manihari, Pali, Rajasthan, is provided a unique IFSC like IDIB000M393 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Pali.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Pali and Manihari.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Rajasthan and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Manihari do not get misguided to another person.

Format of the IFSC Code IDIB000M393

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Manihari in Pali.

For example, the IFSC Code IDIB000M393 of Indian Bank for the Manihari branch has these elements, identifying the bank and the branch location in Pali and Rajasthan correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000M393 of Indian Bank for its Manihari branch located in Pali, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Pali and Manihari, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Manihari or Pali to find the exact IFSC Code IDIB000M393.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Pali will provide accurate information.

How to Use IFSC Code IDIB000M393 for Online Transfers?

Once you have the IFSC Code IDIB000M393 for the Manihari branch of Indian Bank in Pali, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000M393. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000M393.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Manihari in Pali, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Manihari, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Pali to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Manihari, Pali?

The IFSC Code is IDIB000M393.

Is the IFSC Code IDIB000M393 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Manihari?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Manihari branch?

The address of the branch is Indian Bank, Manihari Branch, Near Gram Panchayat Building, Manihari, District- Pali, Rajasthan-306401 located in Pali, Manihari, Rajasthan.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.