The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Pitampura New Delhi branch in North West Delhi, Pitampura, Delhi, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in North West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code IDIB000P659. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Pitampura New Delhi, North West Delhi

The table below shows the main details of the IFSC Code IDIB000P659 for the Indian Bank branch in North West Delhi, which falls under the Pitampura district in Delhi.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000P659
Branch Pitampura New Delhi
City North West Delhi
District Pitampura
State Delhi
Address 366 Ground Floor Kohat Enclave Main Road 366Ground Floor Pitampura Kohat Enclave Metro Station Pin 110034

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in North West Delhi for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000P659 for the Pitampura New Delhi branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Pitampura New Delhi, North West Delhi, Delhi, is provided with a unique IFSC like IDIB000P659 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in North West Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like North West Delhi and Pitampura.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Delhi and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Pitampura New Delhi do not get mixed with another location.

Format of the IFSC Code IDIB000P659

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pitampura New Delhi in North West Delhi.

For example, the IFSC Code IDIB000P659 of Indian Bank for the Pitampura New Delhi branch includes these elements, identifying the bank and the branch location in North West Delhi and Delhi accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000P659 of Indian Bank for its Pitampura New Delhi branch located in North West Delhi, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in North West Delhi and Pitampura, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Pitampura New Delhi or North West Delhi to get the exact IFSC Code IDIB000P659.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and North West Delhi, you'll get the correct details.

How to Use IFSC Code IDIB000P659 for Online Transfers?

Once you have the IFSC Code IDIB000P659 for the Pitampura New Delhi branch of Indian Bank in North West Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000P659. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000P659.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Pitampura New Delhi in North West Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Pitampura New Delhi, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in North West Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Pitampura New Delhi, North West Delhi?

The IFSC Code is IDIB000P659.

Is the IFSC Code IDIB000P659 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Pitampura New Delhi?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Pitampura New Delhi branch?

The address of the branch is 366 Ground Floor Kohat Enclave Main Road 366Ground Floor Pitampura Kohat Enclave Metro Station Pin 110034 located in North West Delhi, Pitampura, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.