The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Jahangirpuri branch in North West Delhi, Jahangirpuri, Delhi, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in North West Delhi or anywhere in Delhi can transfer funds instantly by using the correct IFSC Code IDIB000J519. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Jahangirpuri, North West Delhi

Here are some of the key details that come with the IFSC Code IDIB000J519 of Indian Bank for its branch located in North West Delhi, within the district of Jahangirpuri in the state of Delhi.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000J519
Branch Jahangirpuri
City North West Delhi
District Jahangirpuri
State Delhi
Address A1011 G T Road Opp Metro Pillar 148 Ramgarh Jahangirpuri Jahangirpuri Jahangirpuru Pin 110033

These details help users in online banking and for businesses and individuals who use Indian Bank in North West Delhi for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000J519 for the Jahangirpuri branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000J519 is given to every bank branch, including Indian Bank located in Jahangirpuri, North West Delhi, Delhi, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in North West Delhi.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like North West Delhi and Jahangirpuri.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Delhi and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Jahangirpuri doesn't end up at another location.

Format of the IFSC Code IDIB000J519

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Jahangirpuri in North West Delhi.

For example, the IFSC Code IDIB000J519 of Indian Bank for the Jahangirpuri branch has these elements, identifying the bank and the branch location in North West Delhi and Delhi correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000J519 of Indian Bank for its Jahangirpuri branch located in North West Delhi, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in North West Delhi and Jahangirpuri, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Jahangirpuri or North West Delhi to get the exact IFSC Code IDIB000J519.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and North West Delhi, you'll get the correct details.

How to Use IFSC Code IDIB000J519 for Online Transfers?

Once you have the IFSC Code IDIB000J519 for the Jahangirpuri branch of Indian Bank in North West Delhi, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000J519. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000J519.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Jahangirpuri in North West Delhi, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Jahangirpuri, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in North West Delhi manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Jahangirpuri, North West Delhi?

The IFSC Code is IDIB000J519.

Is the IFSC Code IDIB000J519 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Jahangirpuri?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Jahangirpuri branch?

The address of the branch is A1011 G T Road Opp Metro Pillar 148 Ramgarh Jahangirpuri Jahangirpuri Jahangirpuru Pin 110033 located in North West Delhi, Jahangirpuri, Delhi.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.