Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Guwahati Salonah branch in Nagaon, Salonah, or Assam, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Nagaon or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000S548. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Guwahati Salonah, Nagaon

The table below shows the main details of the IFSC Code IDIB000S548 for the Indian Bank branch in Nagaon, which falls under the Salonah district in Assam.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S548
Branch Guwahati Salonah
City Nagaon
District Salonah
State Assam
Address Police Out Post Salonah Tea Estate Po Salonah Salonah Salonah Pin 782139

These details helps users in online banking and for businesses and individuals who use Indian Bank in Nagaon for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S548 for the Guwahati Salonah branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Guwahati Salonah, Nagaon, Assam, is provided with a unique IFSC like IDIB000S548 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Nagaon.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Nagaon and Salonah.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Assam and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Guwahati Salonah do not get mixed with another location.

Format of the IFSC Code IDIB000S548

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Guwahati Salonah in Nagaon.

For example, the IFSC Code IDIB000S548 of Indian Bank for the Guwahati Salonah branch includes these elements, identifying the bank and the branch location in Nagaon and Assam accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000S548 of Indian Bank for its Guwahati Salonah branch located in Nagaon, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Nagaon and Salonah, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Guwahati Salonah or Nagaon to get the exact IFSC Code IDIB000S548.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Nagaon, then it will provide you proper information.

How to Use IFSC Code IDIB000S548 for Online Transfers?

Once you have the IFSC Code IDIB000S548 for the Guwahati Salonah branch of Indian Bank in Nagaon, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000S548. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S548.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Guwahati Salonah in Nagaon, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Guwahati Salonah, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nagaon to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Guwahati Salonah, Nagaon?

The IFSC Code is IDIB000S548.

Is the IFSC Code IDIB000S548 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Guwahati Salonah?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Guwahati Salonah branch?

The address of the branch is Police Out Post Salonah Tea Estate Po Salonah Salonah Salonah Pin 782139 located in Nagaon, Salonah, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.