There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Behrampore Raghunathganj branch in Murshidabad, Raghunathganj, West Bengal, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Indian Bank situated in Murshidabad or anywhere in West Bengal can easily transfer funds instantly by using the correct IFSC Code IDIB000R510. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Behrampore Raghunathganj, Murshidabad
Here are some of the key details that come with the IFSC Code IDIB000R510 of Indian Bank for its branch located in Murshidabad, within the district of Raghunathganj in the state of West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000R510 |
| Branch | Behrampore Raghunathganj |
| City | Murshidabad |
| District | Raghunathganj |
| State | West Bengal |
| Address | Raghunathganj Bus Stand Raghunathganj Raghunathganj Raghunathganj Pin 742225 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Murshidabad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000R510 for the Behrampore Raghunathganj branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Behrampore Raghunathganj, Murshidabad, West Bengal, is provided with a unique IFSC like IDIB000R510 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Murshidabad.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Murshidabad and Raghunathganj.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Behrampore Raghunathganj do not get mixed with another location.
Format of the IFSC Code IDIB000R510
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Behrampore Raghunathganj in Murshidabad.
For example, the IFSC Code IDIB000R510 of Indian Bank for the Behrampore Raghunathganj branch includes these elements, identifying the bank and the branch location in Murshidabad and West Bengal accurately.
How to Find IFSC Code for Indian Bank?
To find the IFSC Code IDIB000R510 of Indian Bank for its Behrampore Raghunathganj branch located in Murshidabad, the following methods can help you out:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Indian Bank branches in Murshidabad and Raghunathganj, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Indian Bank and go to the branch locator section. Then search for Behrampore Raghunathganj or Murshidabad to find the exact IFSC Code IDIB000R510.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Murshidabad will provide accurate information.
How to Use IFSC Code IDIB000R510 for Online Transfers?
Once you have the IFSC Code IDIB000R510 for the Behrampore Raghunathganj branch of Indian Bank in Murshidabad, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000R510. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R510.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Behrampore Raghunathganj in Murshidabad may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Behrampore Raghunathganj, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Murshidabad manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Behrampore Raghunathganj Murshidabad branch is IDIB000R510.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Raghunathganj Bus Stand Raghunathganj Raghunathganj Raghunathganj Pin 742225.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.