The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Andheri East branch in Mumbai Suburban, Andheri East, Maharashtra, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Mumbai Suburban or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code IDIB000A633. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Andheri East, Mumbai Suburban

Here are the main details that are associated with the IFSC Code IDIB000A633 of Indian Bank for its branch located in Mumbai Suburban, within the district of Andheri East in the state of Maharashtra.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000A633
Branch Andheri East
City Mumbai Suburban
District Andheri East
State Maharashtra
Address Dharam Kripa 1St Floor Old Nagardas Road Andheri East Nagardas Road Andheri East Pin 400069

These details help users in online banking and for businesses and individuals who use Indian Bank in Mumbai Suburban for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000A633 for the Andheri East branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Andheri East, Mumbai Suburban, Maharashtra, are given a unique IFSC like IDIB000A633 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Mumbai Suburban.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Mumbai Suburban and Andheri East.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Andheri East goes to the correct branch. This is important because Indian Bank has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000A633

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

  • First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): Always zero which is reserved for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Andheri East in Mumbai Suburban.

For example, the IFSC Code IDIB000A633 of Indian Bank for the Andheri East branch includes these elements, identifying the bank and the branch location in Mumbai Suburban and Maharashtra accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000A633 of Indian Bank for its Andheri East branch located in Mumbai Suburban, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Mumbai Suburban and Andheri East, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Andheri East or Mumbai Suburban to find the exact IFSC Code IDIB000A633.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Mumbai Suburban will provide accurate information.

How to Use IFSC Code IDIB000A633 for Online Transfers?

Once you have the IFSC Code IDIB000A633 for the Andheri East branch of Indian Bank in Mumbai Suburban, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000A633. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000A633.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Andheri East in Mumbai Suburban, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Andheri East, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Mumbai Suburban manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Andheri East, Mumbai Suburban?

The IFSC Code is IDIB000A633.

Is the IFSC Code IDIB000A633 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Andheri East?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Andheri East branch?

The address of the branch is Dharam Kripa 1St Floor Old Nagardas Road Andheri East Nagardas Road Andheri East Pin 400069 located in Mumbai Suburban, Andheri East, Maharashtra.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.