The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Chiraidongri branch in Mandla, Chiraidongri, Madhya Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Mandla or anywhere in Madhya Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000C595. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Chiraidongri, Mandla

Here are the key points that are associated with the IFSC Code IDIB000C595 of Indian Bank for its branch located in Mandla, within the district of Chiraidongri in the state of Madhya Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000C595
Branch Chiraidongri
City Mandla
District Chiraidongri
State Madhya Pradesh
Address Vill Po Chiraidongari Dist Mandla Chiraidongri Chiraidongri Chiraidongri Pin 481768

These details helps users in online banking and for businesses and individuals who use Indian Bank in Mandla for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000C595 for the Chiraidongri branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Chiraidongri, Mandla, Madhya Pradesh, is provided with a unique IFSC like IDIB000C595 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Mandla.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Mandla and Chiraidongri.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Madhya Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Chiraidongri do not get mixed with another location.

Format of the IFSC Code IDIB000C595

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Chiraidongri in Mandla.

For example, the IFSC Code IDIB000C595 of Indian Bank for the Chiraidongri branch includes these elements, identifying the bank and the branch location in Mandla and Madhya Pradesh accurately.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000C595 of Indian Bank for its Chiraidongri branch located in Mandla, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Mandla and Chiraidongri, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Chiraidongri or Mandla to find the exact IFSC Code IDIB000C595.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Mandla will provide accurate information.

How to Use IFSC Code IDIB000C595 for Online Transfers?

Once you have the IFSC Code IDIB000C595 for the Chiraidongri branch of Indian Bank in Mandla, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000C595. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000C595.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Chiraidongri in Mandla, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Chiraidongri, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Mandla manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Chiraidongri, Mandla?

The IFSC Code is IDIB000C595.

Is the IFSC Code IDIB000C595 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Chiraidongri?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Chiraidongri branch?

The address of the branch is Vill Po Chiraidongari Dist Mandla Chiraidongri Chiraidongri Chiraidongri Pin 481768 located in Mandla, Chiraidongri, Madhya Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.