Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Tirur branch in Malappuram, Naduvilangadi, or Kerala, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Malappuram or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IDIB000T139. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Tirur, Malappuram

Here are the main details that are associated with the IFSC Code IDIB000T139 of Indian Bank for its branch located in Malappuram, within the district of Naduvilangadi in the state of Kerala.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T139
Branch Tirur
City Malappuram
District Naduvilangadi
State Kerala
Address Kottathara Complex Tanur Road Naduvilangadi Tirur Pin 676107

These details helps users in online banking and for businesses and individuals who use Indian Bank in Malappuram for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T139 for the Tirur branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Tirur, Malappuram, Kerala, is provided with a unique IFSC like IDIB000T139 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Malappuram.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Malappuram and Naduvilangadi.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Kerala and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Tirur do not get mixed with another location.

Format of the IFSC Code IDIB000T139

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Tirur in Malappuram.

For example, the IFSC Code IDIB000T139 of Indian Bank for the Tirur branch has these elements, identifying the bank and the branch location in Malappuram and Kerala correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000T139 of Indian Bank for its Tirur branch located in Malappuram, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Malappuram and Naduvilangadi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Tirur or Malappuram to find the exact IFSC Code IDIB000T139.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Malappuram will provide accurate information.

How to Use IFSC Code IDIB000T139 for Online Transfers?

If you have the IFSC Code IDIB000T139 for the Tirur branch of Indian Bank in Malappuram, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T139. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000T139.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Tirur in Malappuram, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Tirur, you can find it by any of the following ways:

  • Check the bottom of your cheque leaf.
  • Go to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Malappuram manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Tirur, Malappuram?

The IFSC Code is IDIB000T139.

Is the IFSC Code IDIB000T139 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Tirur?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Tirur branch?

The address of the branch is Kottathara Complex Tanur Road Naduvilangadi Tirur Pin 676107 located in Malappuram, Naduvilangadi, Kerala.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.