IFSC Code of Indian Bank, Lakhimpur, Lakhimpur, Assam — IDIB000N048

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Lakhimpur branch in Lakhimpur, Lakhimpur, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000N048. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Lakhimpur, Lakhimpur

Here are the main details that are associated with the IFSC Code IDIB000N048 of Indian Bank for its branch located in Lakhimpur, within the district of Lakhimpur in the state of Assam.

These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Lakhimpur for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000N048 for the Lakhimpur branch of Indian Bank is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Lakhimpur, Lakhimpur, Assam, are given a unique IFSC like IDIB000N048 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Lakhimpur.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents any kind of confusion between different branches of the same bank in places like Lakhimpur and Lakhimpur.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to Indian Bank in Lakhimpur goes to the correct branch. This is important because Indian Bank has thousands of branches in Assam and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code IDIB000N048

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
• 5th character (0): This is always zero and is reserved for future use.
• Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Lakhimpur in Lakhimpur.

For example, the IFSC Code IDIB000N048 of Indian Bank for the Lakhimpur branch has these elements, identifying the bank and the branch location in Lakhimpur and Assam correctly.

How to Find IFSC Code for Indian Bank?

To find the IFSC Code IDIB000N048 of Indian Bank for its Lakhimpur branch located in Lakhimpur, the following methods can help you out:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Lakhimpur and Lakhimpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and go to the branch locator section. Then search for Lakhimpur or Lakhimpur to find the exact IFSC Code IDIB000N048.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Indian Bank and Lakhimpur will provide accurate information.

How to Use IFSC Code IDIB000N048 for Online Transfers?

Once you have the IFSC Code IDIB000N048 for the Lakhimpur branch of Indian Bank in Lakhimpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000N048. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000N048.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Lakhimpur in Lakhimpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Lakhimpur, here are some ways that you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Lakhimpur manage online transfers as well as cheque clearances with ease.