IFSC Code of Indian Bank, Jamuguri Ghat, Dhalpur, Assam — IDIB000J564

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Jamuguri Ghat branch in Lakhimpur, Dhalpur, Assam, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000J564. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Jamuguri Ghat, Lakhimpur

Below in the table are the key details related to IFSC Code IDIB000J564 of Indian Bank for its branch located in Lakhimpur, within the district of Dhalpur in the state of Assam.

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Lakhimpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000J564 for the Jamuguri Ghat branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Jamuguri Ghat, Lakhimpur, Assam, is provided a unique IFSC like IDIB000J564 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Indian Bank branch in Lakhimpur.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Lakhimpur and Dhalpur.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Assam and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Jamuguri Ghat do not get misguided to another person.

Format of the IFSC Code IDIB000J564

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jamuguri Ghat in Lakhimpur.

For example, the IFSC Code IDIB000J564 of Indian Bank for the Jamuguri Ghat branch includes these elements, identifying the bank and the branch location in Lakhimpur and Assam accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000J564 of Indian Bank for its Jamuguri Ghat branch located in Lakhimpur, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Lakhimpur and Dhalpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Jamuguri Ghat or Lakhimpur to get the exact IFSC Code IDIB000J564.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Lakhimpur, then it will provide you proper information.

How to Use IFSC Code IDIB000J564 for Online Transfers?

Once you have the IFSC Code IDIB000J564 for the Jamuguri Ghat branch of Indian Bank in Lakhimpur, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000J564. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000J564.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Jamuguri Ghat in Lakhimpur, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Jamuguri Ghat, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Lakhimpur manage online transfers as well as cheque clearances with ease.