Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Bebejia Tiniali branch in Lakhimpur, Bebejia, or Assam, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Lakhimpur or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000B706. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Indian Bank, Bebejia Tiniali, Lakhimpur
Here are some of the key details that come with the IFSC Code IDIB000B706 of Indian Bank for its branch located in Lakhimpur, within the district of Bebejia in the state of Assam.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000B706 |
| Branch | Bebejia Tiniali |
| City | Lakhimpur |
| District | Bebejia |
| State | Assam |
| Address | Via Dhakuakhana Dk Road Bebejia Tiniali Mornai Bebejia Po Bebejia Mornoi Bebejia Pin 787055 |
These details helps users in online banking and for businesses and individuals who use Indian Bank in Lakhimpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B706 for the Bebejia Tiniali branch of Indian Bank plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000B706 is given to every bank branch, including Indian Bank located in Bebejia Tiniali, Lakhimpur, Assam, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Lakhimpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Lakhimpur and Bebejia.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Bebejia Tiniali doesn't end up at another location.
Format of the IFSC Code IDIB000B706
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bebejia Tiniali in Lakhimpur.
For example, the IFSC Code IDIB000B706 of Indian Bank for the Bebejia Tiniali branch includes these elements, identifying the bank and the branch location in Lakhimpur and Assam accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000B706 of Indian Bank for its Bebejia Tiniali branch located in Lakhimpur, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Lakhimpur and Bebejia, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Bebejia Tiniali or Lakhimpur to get the exact IFSC Code IDIB000B706.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Lakhimpur, you'll get the correct details.
How to Use IFSC Code IDIB000B706 for Online Transfers?
Once you have the IFSC Code IDIB000B706 for the Bebejia Tiniali branch of Indian Bank in Lakhimpur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000B706. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000B706.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Bebejia Tiniali in Lakhimpur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Bebejia Tiniali, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Lakhimpur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000B706.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Via Dhakuakhana Dk Road Bebejia Tiniali Mornai Bebejia Po Bebejia Mornoi Bebejia Pin 787055 located in Lakhimpur, Bebejia, Assam.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.