IFSC Code of Indian Bank, Pattazhy Vadakkekkara, Pattazhy Vadakkekkara, Kerala — IDIB000P185

The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Pattazhy Vadakkekkara branch in Kollam, Pattazhy Vadakkekkara, Kerala, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Kollam or anywhere in Kerala can transfer funds instantly by using the correct IFSC Code IDIB000P185. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Pattazhy Vadakkekkara, Kollam

Here are the key points that are associated with the IFSC Code IDIB000P185 of Indian Bank for its branch located in Kollam, within the district of Pattazhy Vadakkekkara in the state of Kerala.

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Kollam for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000P185 for the Pattazhy Vadakkekkara branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000P185 is given to every bank branch, including Indian Bank located in Pattazhy Vadakkekkara, Kollam, Kerala, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Kollam.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Kollam and Pattazhy Vadakkekkara.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Kerala and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Pattazhy Vadakkekkara doesn't end up at another location.

Format of the IFSC Code IDIB000P185

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Pattazhy Vadakkekkara in Kollam.

For example, the IFSC Code IDIB000P185 of Indian Bank for the Pattazhy Vadakkekkara branch includes these elements, identifying the bank and the branch location in Kollam and Kerala correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000P185 of Indian Bank for its Pattazhy Vadakkekkara branch located in Kollam, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Kollam and Pattazhy Vadakkekkara, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Pattazhy Vadakkekkara or Kollam to get the exact IFSC Code IDIB000P185.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Kollam, then it will provide you proper information.

How to Use IFSC Code IDIB000P185 for Online Transfers?

Once you have the IFSC Code IDIB000P185 for the Pattazhy Vadakkekkara branch of Indian Bank in Kollam, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000P185. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000P185.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Pattazhy Vadakkekkara in Kollam may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Pattazhy Vadakkekkara, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kollam to handle online money transfers and get their cheques cleared smoothly.