The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Rash Behari Avenue branch in Kolkata, Rash Bihari Avenue, West Bengal, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Kolkata or anywhere in West Bengal can transfer funds instantly by using the correct IFSC Code IDIB000R605. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Rash Behari Avenue, Kolkata
The table below shows the main details of the IFSC Code IDIB000R605 for the Indian Bank branch in Kolkata, which falls under the Rash Bihari Avenue district in West Bengal.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000R605 |
| Branch | Rash Behari Avenue |
| City | Kolkata |
| District | Rash Bihari Avenue |
| State | West Bengal |
| Address | 170A Rash Behari Avenue Kolkata 700 029 Rash Behari Avenue Rash Bihari Avenue Sarat Bose Road Pin 700029 |
These details are important not only for users using online banking but also for businesses and individuals who use Indian Bank in Kolkata for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code IDIB000R605 for the Rash Behari Avenue branch of Indian Bank is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Rash Behari Avenue, Kolkata, West Bengal, is provided with a unique IFSC like IDIB000R605 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Kolkata.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Kolkata and Rash Bihari Avenue.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across West Bengal and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Rash Behari Avenue do not get mixed with another location.
Format of the IFSC Code IDIB000R605
The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rash Behari Avenue in Kolkata.
For example, the IFSC Code IDIB000R605 of Indian Bank for the Rash Behari Avenue branch includes these elements, identifying the bank and the branch location in Kolkata and West Bengal accurately.
How to Find IFSC Code for Indian Bank?
If you are looking for the IFSC Code IDIB000R605 of Indian Bank for its Rash Behari Avenue branch located in Kolkata, the following methods can help:
Cheque Book
The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Indian Bank branches in Kolkata and Rash Bihari Avenue, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Indian Bank and look for the branch locator section, then search for Rash Behari Avenue or Kolkata to get the exact IFSC Code IDIB000R605.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Kolkata, then it will provide you proper information.
How to Use IFSC Code IDIB000R605 for Online Transfers?
Once you have the IFSC Code IDIB000R605 for the Rash Behari Avenue branch of Indian Bank in Kolkata, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code IDIB000R605. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000R605.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Rash Behari Avenue in Kolkata, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Indian Bank in Rash Behari Avenue, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kolkata manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Rash Behari Avenue Kolkata branch is IDIB000R605.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at 170A Rash Behari Avenue Kolkata 700 029 Rash Behari Avenue Rash Bihari Avenue Sarat Bose Road Pin 700029.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.