The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Titaguri branch in Kokrajhar, Kokrajhar, Assam, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Kokrajhar or anywhere in Assam can transfer funds instantly by using the correct IFSC Code IDIB000T596. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Titaguri, Kokrajhar

Here are the main details that are associated with the IFSC Code IDIB000T596 of Indian Bank for its branch located in Kokrajhar, within the district of Kokrajhar in the state of Assam.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T596
Branch Titaguri
City Kokrajhar
District Kokrajhar
State Assam
Address Bazar Road Bazar Road Kokrajhar Kokrajhar Pin 783370

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Kokrajhar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T596 for the Titaguri branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000T596 is given to every bank branch, including Indian Bank located in Titaguri, Kokrajhar, Assam, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Kokrajhar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kokrajhar and Kokrajhar.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Assam and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Titaguri doesn't end up at another location.

Format of the IFSC Code IDIB000T596

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Titaguri in Kokrajhar.

For example, the IFSC Code IDIB000T596 of Indian Bank for the Titaguri branch includes these elements, identifying the bank and the branch location in Kokrajhar and Assam accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000T596 of Indian Bank for its Titaguri branch located in Kokrajhar, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Kokrajhar and Kokrajhar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Titaguri or Kokrajhar to get the exact IFSC Code IDIB000T596.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Kokrajhar that will provide accurate information.

How to Use IFSC Code IDIB000T596 for Online Transfers?

Once you have the IFSC Code IDIB000T596 for the Titaguri branch of Indian Bank in Kokrajhar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T596. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T596.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Titaguri in Kokrajhar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Titaguri, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kokrajhar manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Titaguri, Kokrajhar?

The IFSC Code is IDIB000T596.

Is the IFSC Code IDIB000T596 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Titaguri?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Titaguri branch?

The address of the branch is Bazar Road Bazar Road Kokrajhar Kokrajhar Pin 783370 located in Kokrajhar, Kokrajhar, Assam.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.