IFSC Code of Indian Bank, Kaluparaghat, Kalupadaghat, Odisha — IDIB000K543

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Indian Bank for its Kaluparaghat branch in Khordha, Kalupadaghat, or Odisha, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Indian Bank located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code IDIB000K543. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Kaluparaghat, Khordha

Below in the table are the key details related to IFSC Code IDIB000K543 of Indian Bank for its branch located in Khordha, within the district of Kalupadaghat in the state of Odisha.

These details help users in online banking and for businesses and individuals who use Indian Bank in Khordha for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K543 for the Kaluparaghat branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kaluparaghat, Khordha, Odisha, is provided with a unique IFSC like IDIB000K543 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Indian Bank branch in Khordha.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Khordha and Kalupadaghat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Odisha and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Kaluparaghat do not get mixed with another location.

Format of the IFSC Code IDIB000K543

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kaluparaghat in Khordha.

For example, the IFSC Code IDIB000K543 of Indian Bank for the Kaluparaghat branch includes these elements, identifying the bank and the branch location in Khordha and Odisha accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000K543 of Indian Bank for its Kaluparaghat branch located in Khordha, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Khordha and Kalupadaghat, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Kaluparaghat or Khordha to get the exact IFSC Code IDIB000K543.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Khordha, you'll get the correct details.

How to Use IFSC Code IDIB000K543 for Online Transfers?

If you have the IFSC Code IDIB000K543 for the Kaluparaghat branch of Indian Bank in Khordha, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000K543. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000K543.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Kaluparaghat in Khordha, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Kaluparaghat, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Indian Bank website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Khordha to handle online money transfers and get their cheques cleared smoothly.