The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Bhubaneswar Kalinga Instt Of Industrial Tech Kiit branch in Khordha, Bhubaneswar, Odisha, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Indian Bank located in Khordha or anywhere in Odisha can transfer funds instantly by using the correct IFSC Code IDIB000K717. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Indian Bank, Bhubaneswar Kalinga Instt Of Industrial Tech Kiit, Khordha
Below in the table are the key details related to IFSC Code IDIB000K717 of Indian Bank for its branch located in Khordha, within the district of Bhubaneswar in the state of Odisha.
| Particulars | Details |
|---|---|
| Bank | Indian Bank |
| IFSC Code | IDIB000K717 |
| Branch | Bhubaneswar Kalinga Instt Of Industrial Tech Kiit |
| City | Khordha |
| District | Bhubaneswar |
| State | Odisha |
| Address | Koel Campusi Po Kiit Dist Bhubaneswae 751024 Patia Bhubaneswar Kiit Pin 751024 |
These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Khordha for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000K717 for the Bhubaneswar Kalinga Instt Of Industrial Tech Kiit branch of Indian Bank plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000K717 is given to every bank branch, including Indian Bank located in Bhubaneswar Kalinga Instt Of Industrial Tech Kiit, Khordha, Odisha, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Indian Bank branch in Khordha.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Khordha and Bhubaneswar.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Odisha and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Bhubaneswar Kalinga Instt Of Industrial Tech Kiit doesn't end up at another location.
Format of the IFSC Code IDIB000K717
This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Bhubaneswar Kalinga Instt Of Industrial Tech Kiit in Khordha.
For example, the IFSC Code IDIB000K717 of Indian Bank for the Bhubaneswar Kalinga Instt Of Industrial Tech Kiit branch includes these elements, identifying the bank and the branch location in Khordha and Odisha accurately.
How to Find IFSC Code for Indian Bank?
If you are trying to find the IFSC Code IDIB000K717 of Indian Bank for its Bhubaneswar Kalinga Instt Of Industrial Tech Kiit branch located in Khordha, the following methods can help:
Cheque Book
The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Khordha and Bhubaneswar, print them on the first page of your passbook.
Bank Website
Visit the official website of Indian Bank and navigate to the branch locator section. Search for Bhubaneswar Kalinga Instt Of Industrial Tech Kiit or Khordha to get the exact IFSC Code IDIB000K717.
Mobile Banking App
If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Khordha, you'll get the correct details.
How to Use IFSC Code IDIB000K717 for Online Transfers?
Once you have the IFSC Code IDIB000K717 for the Bhubaneswar Kalinga Instt Of Industrial Tech Kiit branch of Indian Bank in Khordha, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code IDIB000K717. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000K717.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Bhubaneswar Kalinga Instt Of Industrial Tech Kiit in Khordha may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Bhubaneswar Kalinga Instt Of Industrial Tech Kiit, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Indian Bank website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Khordha to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is IDIB000K717.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Koel Campusi Po Kiit Dist Bhubaneswae 751024 Patia Bhubaneswar Kiit Pin 751024 located in Khordha, Bhubaneswar, Odisha.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.