There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Sisya Kalan branch in Kheri, Sisaiya Kalan, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Kheri or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000S725. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Sisya Kalan, Kheri

Below in the table are the key details related to IFSC Code IDIB000S725 of Indian Bank for its branch located in Kheri, within the district of Sisaiya Kalan in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000S725
Branch Sisya Kalan
City Kheri
District Sisaiya Kalan
State Uttar Pradesh
Address Lakhimpur Bahraich Road Vpo Sisyakalan Tehsil Daurahra Block Isanagar Sisaiya Kalan Sisaiya Kalan Pin 262723

These details help users in online banking and for businesses and individuals who use Indian Bank in Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000S725 for the Sisya Kalan branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like IDIB000S725 is given to every bank branch, including Indian Bank located in Sisya Kalan, Kheri, Uttar Pradesh, to make sure that online payments reach the right place.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any kind of confusion between multiple branches of the same bank across different places like Kheri and Sisaiya Kalan.
  • It removes errors in fund transfers and improves accuracy.
  • It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Uttar Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for Indian Bank in Sisya Kalan doesn't end up at another location.

Format of the IFSC Code IDIB000S725

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Sisya Kalan in Kheri.

For example, the IFSC Code IDIB000S725 of Indian Bank for the Sisya Kalan branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000S725 of Indian Bank for its Sisya Kalan branch located in Kheri, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Kheri and Sisaiya Kalan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Sisya Kalan or Kheri to get the exact IFSC Code IDIB000S725.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kheri, you'll get the correct details.

How to Use IFSC Code IDIB000S725 for Online Transfers?

Once you have the IFSC Code IDIB000S725 for the Sisya Kalan branch of Indian Bank in Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000S725. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000S725.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Sisya Kalan in Kheri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Sisya Kalan, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Kheri manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Sisya Kalan, Kheri?

The IFSC Code is IDIB000S725.

Is the IFSC Code IDIB000S725 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Sisya Kalan?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Sisya Kalan branch?

The address of the branch is Lakhimpur Bahraich Road Vpo Sisyakalan Tehsil Daurahra Block Isanagar Sisaiya Kalan Sisaiya Kalan Pin 262723 located in Kheri, Sisaiya Kalan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.