For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Indian Bank for its Mohammadpur Dina branch in Kheri, Mohamadpurdina, Uttar Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Indian Bank located in Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000M731. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Mohammadpur Dina, Kheri

The table below shows the main details of the IFSC Code IDIB000M731 for the Indian Bank branch in Kheri, which falls under the Mohamadpurdina district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000M731
Branch Mohammadpur Dina
City Kheri
District Mohamadpurdina
State Uttar Pradesh
Address Village Mohammadpurdina Po Balmia Barkhartehsil Mohammdi District Lakhimpur State Up Pin 262804 Mohamadpurdina Mohamadpurdina Balamiya Barkhar Pin 262804

These details helps users in online banking and for businesses and individuals who use Indian Bank in Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000M731 for the Mohammadpur Dina branch of Indian Bank plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Mohammadpur Dina, Kheri, Uttar Pradesh, are allotted a unique IFSC like IDIB000M731 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kheri and Mohamadpurdina.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Mohammadpur Dina reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000M731

The format of the IFSC Code for banks, including Indian Bank, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohammadpur Dina in Kheri.

For example, the IFSC Code IDIB000M731 of Indian Bank for the Mohammadpur Dina branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000M731 of Indian Bank for its Mohammadpur Dina branch located in Kheri, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Indian Bank branches in Kheri and Mohamadpurdina, print them on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Mohammadpur Dina or Kheri to get the exact IFSC Code IDIB000M731.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kheri, you'll get the correct details.

How to Use IFSC Code IDIB000M731 for Online Transfers?

If you have the IFSC Code IDIB000M731 for the Mohammadpur Dina branch of Indian Bank in Kheri, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000M731. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and Indian Bank IFSC Code IDIB000M731.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Indian Bank Mohammadpur Dina in Kheri, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Mohammadpur Dina, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kheri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Mohammadpur Dina, Kheri?

The IFSC Code is IDIB000M731.

Is the IFSC Code IDIB000M731 permanent?

Yes, but it can change if the bank merges or goes through restructuring.

Is MICR the same as IFSC?

No. MICR is for cheque clearing; IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Mohammadpur Dina?

You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Mohammadpur Dina branch?

The address of the branch is Village Mohammadpurdina Po Balmia Barkhartehsil Mohammdi District Lakhimpur State Up Pin 262804 Mohamadpurdina Mohamadpurdina Balamiya Barkhar Pin 262804 located in Kheri, Mohamadpurdina, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.