There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Indian Bank for its Kheri Tikoni branch in Kheri, Tikonia, Uttar Pradesh, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of Indian Bank situated in Kheri or anywhere in Uttar Pradesh can easily transfer funds instantly by using the correct IFSC Code IDIB000T573. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Kheri Tikoni, Kheri

The table below shows the main details of the IFSC Code IDIB000T573 for the Indian Bank branch in Kheri, which falls under the Tikonia district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000T573
Branch Kheri Tikoni
City Kheri
District Tikonia
State Uttar Pradesh
Address Suraj Bhavan Opp Railway Station Tikonia Tikonia Pin 262906

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000T573 for the Kheri Tikoni branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kheri Tikoni, Kheri, Uttar Pradesh, is provided with a unique IFSC like IDIB000T573 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It uniquely identifies the Indian Bank branch in Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any errors or confusions between multiple branches of the same bank across different places like Kheri and Tikonia.
  • It reduces errors in fund transfers and improves accuracy.
  • It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Uttar Pradesh and the rest of India and the IFSC Code ensures that transactions meant for Indian Bank in Kheri Tikoni do not get mixed with another location.

Format of the IFSC Code IDIB000T573

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kheri Tikoni in Kheri.

For example, the IFSC Code IDIB000T573 of Indian Bank for the Kheri Tikoni branch has these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000T573 of Indian Bank for its Kheri Tikoni branch located in Kheri, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Kheri and Tikonia, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Kheri Tikoni or Kheri to get the exact IFSC Code IDIB000T573.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Kheri, then it will provide you proper information.

How to Use IFSC Code IDIB000T573 for Online Transfers?

Once you have the IFSC Code IDIB000T573 for the Kheri Tikoni branch of Indian Bank in Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000T573. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000T573.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Indian Bank Kheri Tikoni in Kheri may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Kheri Tikoni, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank Kheri Tikoni Kheri?

The IFSC Code of the Kheri Tikoni Kheri branch is IDIB000T573.

Is IFSC Code IDIB000T573 permanent?

Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.

Is IFSC the same as MICR?

No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.

Where can I find the IFSC Code of my bank branch?

You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.

What is the address of the Indian Bank Kheri Tikoni branch?

The branch is located at Suraj Bhavan Opp Railway Station Tikonia Tikonia Pin 262906.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.