Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Kheri Paliakalan branch in Kheri, Palia Kalan, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000P536. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Kheri Paliakalan, Kheri

Here are some of the key details that come with the IFSC Code IDIB000P536 of Indian Bank for its branch located in Kheri, within the district of Palia Kalan in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000P536
Branch Kheri Paliakalan
City Kheri
District Palia Kalan
State Uttar Pradesh
Address Station Chauraha Mill Road Palia Kalan Palia Kalan Palia Kalan Pin 262902

These details help users in online banking and for businesses and individuals who use Indian Bank in Kheri for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000P536 for the Kheri Paliakalan branch of Indian Bank has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kheri Paliakalan, Kheri, Uttar Pradesh, is provided a unique IFSC like IDIB000P536 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Kheri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kheri and Palia Kalan.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Kheri Paliakalan do not get misguided to another person.

Format of the IFSC Code IDIB000P536

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For Indian Bank, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kheri Paliakalan in Kheri.

For example, the IFSC Code IDIB000P536 of Indian Bank for the Kheri Paliakalan branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000P536 of Indian Bank for its Kheri Paliakalan branch located in Kheri, the following methods can help:

Cheque Book

The cheque book issued by Indian Bank includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including Indian Bank branches in Kheri and Palia Kalan, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of Indian Bank and navigate to the branch locator section. Search for Kheri Paliakalan or Kheri to get the exact IFSC Code IDIB000P536.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Indian Bank and Kheri, you'll get the correct details.

How to Use IFSC Code IDIB000P536 for Online Transfers?

Once you have the IFSC Code IDIB000P536 for the Kheri Paliakalan branch of Indian Bank in Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000P536. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000P536.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Kheri Paliakalan in Kheri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Indian Bank in Kheri Paliakalan, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Kheri to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Kheri Paliakalan, Kheri?

The IFSC Code is IDIB000P536.

Is the IFSC Code IDIB000P536 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Kheri Paliakalan?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kheri Paliakalan branch?

The address of the branch is Station Chauraha Mill Road Palia Kalan Palia Kalan Palia Kalan Pin 262902 located in Kheri, Palia Kalan, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.