Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Indian Bank for its Kheri Bijua branch in Kheri, Bijua, Uttar Pradesh, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Indian Bank located in Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000B818. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Indian Bank, Kheri Bijua, Kheri

The table below shows the main details of the IFSC Code IDIB000B818 for the Indian Bank branch in Kheri, which falls under the Bijua district in Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000B818
Branch Kheri Bijua
City Kheri
District Bijua
State Uttar Pradesh
Address Vill Po Bijua Dist L Kheri Bijua Bijua Bijua Pin 262901

These details are crucial, not just for online banking users but also for businesses and individuals who use Indian Bank in Kheri for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B818 for the Kheri Bijua branch of Indian Bank has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Indian Bank located in Kheri Bijua, Kheri, Uttar Pradesh, is provided a unique IFSC like IDIB000B818 so that their online payments reach the right place.

The IFSC Code is important because:

  • It uniquely recognizes the Indian Bank branch in Kheri.
  • Helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It avoids any confusions between multiple branches of the same bank across different places like Kheri and Bijua.
  • It reduces most of the errors in fund transfers and makes sure its accuracy.
  • It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Uttar Pradesh and the rest of India, the IFSC Code ensures that transactions meant for Indian Bank in Kheri Bijua do not get misguided to another person.

Format of the IFSC Code IDIB000B818

This is the format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

  • First 4 characters (AAAA): This is the bank code. For Indian Bank, these characters are the bank's short identifier.
  • 5th character (0): This stays zero till there is any future use.
  • Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kheri Bijua in Kheri.

For example, the IFSC Code IDIB000B818 of Indian Bank for the Kheri Bijua branch includes these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh accurately.

How to Find IFSC Code for Indian Bank?

If you are looking for the IFSC Code IDIB000B818 of Indian Bank for its Kheri Bijua branch located in Kheri, the following methods can help:

Cheque Book

The cheque book that is issued by Indian Bank includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.

Passbook

Most of the banks, including Indian Bank branches in Kheri and Bijua, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

You can visit the official website of Indian Bank and look for the branch locator section, then search for Kheri Bijua or Kheri to get the exact IFSC Code IDIB000B818.

Mobile Banking App

If you use Indian Bank's mobile app, you can check your account details to easily find your branch's IFSC code.

RBI Website

The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Indian Bank and Kheri, then it will provide you proper information.

How to Use IFSC Code IDIB000B818 for Online Transfers?

Once you have the IFSC Code IDIB000B818 for the Kheri Bijua branch of Indian Bank in Kheri, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code IDIB000B818. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Indian Bank IFSC Code IDIB000B818.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Indian Bank Kheri Bijua in Kheri, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Kheri Bijua, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kheri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Kheri Bijua, Kheri?

The IFSC Code is IDIB000B818.

Is the IFSC Code IDIB000B818 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Kheri Bijua?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Kheri Bijua branch?

The address of the branch is Vill Po Bijua Dist L Kheri Bijua Bijua Bijua Pin 262901 located in Kheri, Bijua, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.