The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Indian Bank for its Kheri Barwar branch in Kheri, Barwar, Uttar Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of Indian Bank located in Kheri or anywhere in Uttar Pradesh can transfer funds instantly by using the correct IFSC Code IDIB000B685. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for Indian Bank, Kheri Barwar, Kheri

Below in the table are the key details related to IFSC Code IDIB000B685 of Indian Bank for its branch located in Kheri, within the district of Barwar in the state of Uttar Pradesh.

Particulars Details
Bank Indian Bank
IFSC Code IDIB000B685
Branch Kheri Barwar
City Kheri
District Barwar
State Uttar Pradesh
Address Mohammadi Roadvillage And Post Barwar Barwar Barwar Pin 261505

These details are essential not only for online banking users but also for businesses and individuals who use Indian Bank in Kheri for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code IDIB000B685 for the Kheri Barwar branch of Indian Bank plays an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Indian Bank located in Kheri Barwar, Kheri, Uttar Pradesh, are allotted a unique IFSC like IDIB000B685 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Kheri.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Kheri and Barwar.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Indian Bank in Kheri Barwar reaches the right place, even though there are thousands of branches in Uttar Pradesh and across India.

Format of the IFSC Code IDIB000B685

The format of the IFSC Code for banks, including Indian Bank, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): These represent the bank code. In Indian Bank, they are a short identifier for the bank.
  • 5th character (0): This is always zero and is reserved for future use.
  • Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kheri Barwar in Kheri.

For example, the IFSC Code IDIB000B685 of Indian Bank for the Kheri Barwar branch has these elements, identifying the bank and the branch location in Kheri and Uttar Pradesh correctly.

How to Find IFSC Code for Indian Bank?

If you are trying to find the IFSC Code IDIB000B685 of Indian Bank for its Kheri Barwar branch located in Kheri, the following methods can help:

Cheque Book

The cheque books that are issued by Indian Bank include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Indian Bank branches in Kheri and Barwar, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Indian Bank and find the branch locator section. Search for Kheri Barwar or Kheri to get the exact IFSC Code IDIB000B685.

Mobile Banking App

If you use Indian Bank's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Indian Bank and Kheri that will provide accurate information.

How to Use IFSC Code IDIB000B685 for Online Transfers?

Once you have the IFSC Code IDIB000B685 for the Kheri Barwar branch of Indian Bank in Kheri, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code IDIB000B685. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Indian Bank IFSC Code IDIB000B685.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Indian Bank Kheri Barwar in Kheri, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Indian Bank in Kheri Barwar, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official Indian Bank website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Kheri manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of Indian Bank in Kheri Barwar, Kheri?

The IFSC Code is IDIB000B685.

Is the IFSC Code IDIB000B685 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of Indian Bank Kheri Barwar?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Kheri Barwar branch?

The address of the branch is Mohammadi Roadvillage And Post Barwar Barwar Barwar Pin 261505 located in Kheri, Barwar, Uttar Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.